The most bizarre thing happened to us! You wouldn't believe it, but we were actually sued... for 3.1 million dollars! I couldn't wrap my head around that dollar amount! I haven't even made that much money in my entire life! Anyway, what could've we possibly done that would have made someone come after us for that much money? We donated a car to charity.
Back in the day, we had a car that had just reached it's limit. We deemed it pretty near undriveable. We thought we'd do a nice thing and donate it to a kids charity. You know, it had SOME working parts. We thought most of it at least was salvagable. To our utter surprise, the charity sold it to a 3rd party for a whooping $700. Then, about 2 months later, the "3rd party" was driving it along on a freeway and it stopped working. (Big surprise, right?) So, he/she left it right there... in the middle of the freeway! A taxi driver came along and smashed right into that car and apparently, sustained some injuries. Let me break it down for you
1.25 million dollars for pain, suffering and inconvenience
1 million dollars for emotional distress
350,000 dollars for medical expenses
200,000 dollars for future medical expenses
50,000 dollars for loss of earnings from work
250,000 dollars for loss of future earnings from work
cha-ching, cha-ching, cha-ching. Holy crap!
Now, I don't doubt that poor Mr Taxi driver really banged himself up, but his bills are not my responsibility. Apparently, his lawyer thought they were. According to the DMV, we were the last registered owners of the car. As residents of California, it didn't really surprise us that this 3rd party person never got around to registering the car in his/her name! Well, thank goodness that WE do things the right way. Now it was only a matter of getting the DMV to send us proof that we properly filed a notice of release of liability when we donated the car. Easier said than done! Two LONG months later, my lovely new friend Lia at the DMV finally sent us the release, complete with a personal note from her wishing us luck and an extra copy for our records! (Thanks Mom! For teaching me how to be nice to people on the phone when you really need something in a tense situation!) I think Lia just might get a Christmas card from me this year!
So, what did we learn from this unfortunate experience?
- Really think twice before you donate your car to charity. It's not as sugary, sweet as the commercials make it sound.
- Don't leave your freaking car in the middle of the freeway!!
- Be nice to people on the phone! It really pays off!
And I'd like to say a special thanks to my brother in law, who is an attorney and did a lot of work for us and kept us from obtaining legal fees by hiring a lawyer who specializes in this sort of thing. It really pays to have a lawyer in the family. I guess we owe him a steak dinner!